When I first was looking at the possibility of fixing my credit I didn’t think I was eligible for credit repair. They kept talking about inaccurate or erroneous items on your credit report. I thought well that rules me out because all my stuff is completely accurate. I will own it, sometimes life gets in the way and you have to choose to pay this medical bill or electricity? Electricity always won out in those situations. I am here to tell you though that those things can still be removed from your credit report.
We leverage the Fair Credit Reporting Act (FCRA) and the protections that lie within this act to have negative items removed from your credit report. This is a law that has been in effect for the past 40 years and it provides consumers with protections from the credit bureaus and all those that report to them.